Are you a collection
agency?
Yes. We are a licensed debt
collection agency; however, we
handle our judgment clients
differently than our debt
collection clients. Collection
agencies process debt in bulk.
They send out demand letters and
call debtors to try to get them
to pay.
We act different with our
judgment clients. We take an
assignment on your judgment.
That way, we have the authority
to pull credit reports, contact
thorough asset investigation,
and even bring your debtor back
into court. Your case will be
treated individually and
expertly. We stand behind our
work and will pay all costs of
investigation, travel expenses,
legal fees and any additional
court fees .
Can I use an attorney?
Yes you can. But consider this!
An attorney will charge you a
hourly fee of sometimes as much
as $175 -$200 or he may take an
contingency plus “up-front” cost
on your judgment. Most attorneys
are very skilled in getting
judgments, many of them, though,
are unfamiliar with effective
post-judgment remedies and
strategies and have no access to
asset investigators.
It is not uncommon for us to
receive calls from attorneys for
asset investigation and even to
enforce their judgments. We have
in-house attorney's working on
your judgments at no hourly
costs up front, only based on
successful collection.
How do I know that you
pay me the right amount?
With every payment to you, we
send you a copy of the check we
received for your file copy.
Can you guarantee that
you will collect the money?
No. There are no guarantees ,
except that we make the
strongest effort. We use every
strategy to collect and , when
appropriate, add debtor's 'alter
ego' (assumed identity of the
debtor) to the judgment. If your
debtor files for bankruptcy, all
is still not lost. When
applicable, we will fight the
debtor's bankruptcy in order to
get the judgment non-discharged.
How long is the judgment
good?
In New York , New Jersey and
Connecticut the judgments are
good for 20 years. Other states
may vary from 7 to 25 years.
Judgments collect interest. In
New York it's 9% per year. Other
states vary between 5% and 10%.
Okay, what should I do
now?
Call us or email us and we will
conduct a no-cost assessment of
your judgment -- usually between
6 and 24 hours – and discuss
your case with you.